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Outer Western Sydney
悉尼西南区房产持续贬值 整个外西区受到拖累
11月12日消息 据《每日电讯报》报道,从2003年底悉尼的房产高峰末期算起,澳洲人已经经历了连续八次的升息,悉尼南区和西区房产价值在不断下跌,幅度高达15%,这些地区的屋主比其它区付出了更高的代价。
Fairfield和Liverpool地区的房产中间价格下跌超过$60,000元,八次升息将官方利率提高了整整2%,如果有$350,000元的房贷,屋主每年要多付$5472元。
Canterbury-Bankstown沿线的房产价值大跌了大约8.8%,平均跌去$47,000元,过去的四年中,Gosford-Wyong一带买房人损失了$24,000元,跌幅达6%。
Blacktown﹑St George-Sutherland等悉尼外西区的房产也大幅度贬值。
与此形成强烈对比的是,悉尼东区的房地产价格却节节攀升,升幅高达27.7%,那里的房产平均升值了$350,000。
这项根据RP Data数据所作的研究显示,Lower northern Sydney和北悉尼滨海地区(the northern beaches)的房产也分别升值20%和9.2%,这些区的屋主都能很顺利地应付升息问题。
RP Data研究所董事Tim Lawless 表示,悉尼西南区房价下跌是好几方面的原因造成的。
“在2000年至2003年期间,房地产市场过热,由于贷款容易,许多买家都过度借贷,倾力买房,从而推高了当时的房价。”
而如今越来越多的人开始无法及时偿付房贷,日益增多的银行收回房产拍卖(mortgagee sales)也更加拖低了那里的房价,如此恶性循环。
这种趋势也拖累了从Parramatta到Bankstown、 西Liverpool和Blacktown这一片悉尼房价最可承受的西部走廊地区。
Tregear和Lethbridge Park是目前悉尼房价最便宜的地区,中间价格为$200,000。Shalvey中间价格为 $225,000,邻近的Bidwill的房价过去的一年里就暴跌了11.5%,现在的中间价是$219,000。
本地地产经纪Peter Diamantidis表示,经常上市减价出售的房子通常是原来住宅部(Department of Housing)的政府公房存货,造成房价持续下跌。
Vince和 Lesley Leuzzi夫妇上周趁着房价疲软拿出首期然后贷款买了Lethbridge Park一栋房子,仅花$230,000元,
Leuzzi太太说,“这是我们进入房产市场所迈出的第一步。我已经在这个区租了六年的房子了,不断加息,房租也在不断往上涨,从今年1月份以来我们租的这个破房子已经两次加租,所以干脆就自己买一栋了。”
买房之后,他们每周比租房时多付$150元,利率上升买房要多付房贷利息,但租房也会面临房租上涨,这两者其实相抵。
Family deal... the Leuzzi family
Defaults up, values freefall
November 09, 2007 12:00am Article from: The Daily Telegraph
HOME owners in Sydney's south and west are paying more for less after eight interest rate rises and a drop in house values of up to 15 per cent since the end of the property boom in 2003.
As median house prices in the Fairfield and Liverpool region fell by more than $60,000, the total 2 per cent rate rise added $5472 a year to repayments on a typical $350,000 mortgage.
In Canterbury-Bankstown values have fallen by 8.8 per cent, at an average $47,000, over the past four years while in Gosford-Wyong homeowners have lost an average $24,000, a drop of 6 per cent.
The Blacktown, St George-Sutherland and outer western Sydney regions have also recorded significant falls in median house values since before the last election.
By contrast, the Eastern Suburbs has recorded a 27.7 per cent increase in house values, an average of $350,000.
Lower northern Sydney (20 per cent) and the northern beaches (9.2 per cent) have also withstood the rate rises, according to research conducted for The Daily Telegraph by RP Data.
RP Data research director Tim Lawless said the falls in south and western Sydney were due to several factors.
"rices overshot the market during growth between 2000 and the end of 2003 and many of the buyers in this market overstretched themselves, taking advantage of easy finance," Mr Lawless said.
With more people forced to default on their home loans and increasing mortgagee sales driving down values even further, the downturn has had the side effect of creating Sydney's most affordable suburbs on the western corridor, from Parramatta to Bankstown and west of Liverpool and Blacktown.
Houses at Tregear and Lethbridge Park are the city's cheapest with a median sale price of $200,000. Median prices range up to $225,000 at Shalvey, while neighbouring Bidwill declined 11.5 per cent in 12 months to $219,000.
Local estate agent Peter Diamantidis said regular sales of run-down homes, often old Department of Housing stock, was keeping prices down.
Vince and Lesley Leuzzi this week took advantage of flatter prices to put a deposit on their first home at Lethbridge Park, for $230,000.
"It's a stepping stone into the market," Mrs Leuzzi said.
"I've been renting in the area for six years and my rent on a poorly maintained house has gone up twice since January."
Buying will cost $150 a week more than renting, but Mrs Leuzzi said rent rises cancelled out rising interest rates.
:si170
[ 本帖最后由 villa 于 2007-11-12 13:09 编辑 ] |
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