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宁可债务累累 不舍东区生活 悉尼富人区租房危机蔓延
8月28日消息 悉尼最富裕的一些地区也陷入了房产支付危机。租房危机更已经蔓延，在Point Piper和Palm Beach等区，至少半数租客感受到了压力。
房地产协会的数据显示，高利率和大额房贷导致的按揭危机在悉尼西区肆虐的同时，内城区也感受到了房租上涨的压力。
所谓住房压力是指家庭将总收入的30%以上用于租房或偿付房贷按揭，新州三分之一的家庭面临这样的压力，而在悉尼许多地区，包括一些最富有的地区，这个比例要高得多。
陷入租房危机人群比例最大的是Haymarket。每四个租户中就有三个将30%以上收入用于房租。
排名第二位的是Central Sydney，60%处于压力之中。
支付危机也冲击了许多富有地区，在Point Piper，50%租户可被划入承受住房压力的人群。
其它租房压力人群比例高的富人区包括Palm Beach (55.1%)，Castle Cove (53.6%)和Chatswood (50.4%)。
“无人可以幸免。”新州房地产协会负责人Graham Wolfe说，“很多大量有住房压力人群聚居的地区，其平均收入每周超过1200元。”
一名澳洲地产分析专家Michael McNamara表示，年轻人宁可承受房租压力也不愿搬到偏远地区，这给市中心5-10公里范围内造成了价格压力。
Raine and Horne Double Bay分公司负责人Michael Pallier说，许多人为了支付东区的生活而负债累累。
“人们不介意将收入中的很大比例花在东区房产。大部份人认为这是生活和养育孩子的好地方，也是很好的投资。”
特别是在东区长大的年轻人要留在这个地区经常要背负沉重的债务负担。
“许多人认为黄金法则是不要卖房，因为一旦卖了就再也买不回来了。”
新州房地产协会的其它数据显示，房屋出售数量4-6月减少11%。
“一些地区的屋主不愿将房产上市，这使得房源成为问题。”协会主席Cristine Castle说。
“但是，一旦房产特别是好地段的房产出售，经常能卖出好价钱。”
Cristine Castle表示，内城区房租上涨继续高过通货膨胀，三卧室房租一季度涨了2.9%，双卧室则涨了4.9%。
麦觉理银行经济学家Rory Robertson指出，不应说富人区家庭和其它家庭承受一样的住房压力。因为富人区家庭通常有薪水以外的财富来源来支撑其生活。他说， “房租支付能力和收入的联系对穷人来说要大一些，对富人来说弱一些。”
悉尼西区居民继续被按揭贷款所折磨。Auburn和South Granville地区，按揭危机最为严重，57%的家庭有压力。紧随其后的是Fairfield East (56 %)，Bankstown (55%)，Homebush West (55%)和Parklea (52%)。
Even by harbour, renters do it tough
August 25, 2007 Sydney Morning Herald
SOME of the wealthiest areas in Sydney are being battered by the housing affordability crisis. Rental stress is so rife in suburbs such as Point Piper and Palm Beach that at least half of all tenants are feeling the pinch.
As the western suburbs continue to take a mortgage belting from higher interest and debts, the inner city is also feeling the heat from rising rents, figures from the Housing Industry Association, based on census data, show.
While a third of NSW households pay more than 30 per cent of their gross income towards rent or mortgage payments - the definition of housing stress - the proportion in many Sydney suburbs, including its most wealthy, is much higher.
The inner-city district of Haymarket topped the list for the proportion of people living in rental stress. Three out of every four renters there spend more than 30 per cent of their income on rent. Coming second was central Sydney, where six out of 10 renters live in stress.
The affordability crunch has also hit some of the most prestigious suburbs. In Point Piper every second rental household can now be classed as suffering rental stress.
Other well-heeled suburbs with high levels of rental stress include Palm Beach (55.1 per cent), Castle Cove (53.6 per cent) and Chatswood (50.4 per cent).
"No one is immune," said Graham Wolfe, the NSW executive director of the Housing Industry Association. "Many of the suburbs suffering large numbers of stressed households have average earnings in excess of $1200 per week."
An Australian Property Monitors analyst, Michael McNamara, said young people in particular were choosing to live in rental stress rather than live in outer suburbs, creating price pressures within five to 10 kilometres of the city." The principal of Raine and Horne Double Bay, Michael Pallier, said many people were going deeper into debt to afford the eastern suburbs lifestyle.
" People don't mind putting a lot of their income into properties in the eastern suburbs. Most people think it is a good place to live and raise their children, and it
also turns out to be a good investment." Young people who had grown up in the east in particular were often forced to shoulder a bigger debt to stay in the area they grew up in.
"Most people think the golden rule is not to sell, or you'll never get back in again."
Separate figures from the Real Estate Institute of NSW show the number of homes for sale fell 11 per cent over the three months that ended in June.
"Sellers in some areas can't be enticed into the market, making the availability of stock an issue," said the institute's president, Cristine Castle. "However, when properties, particularly well-located units, do go up for sale, they are realising good prices."
Ms Castle said inner-city rents continued to rise faster than inflation, rising 2.9 per cent in the quarter for a three-bedroom house and 4.9 per cent for a two-bedroom unit.
However, a Macquarie Bank economist, Rory Robertson, cautioned against concluding that people living in wealthy suburbs were under the same stress as less wealthy households. Households in wealthier areas often had sources of wealth other than income from wages or the Government to support their way of life.
"The link between the ability to pay rent and income is stronger for the have-nots and not so strong for the haves," Mr Robertson said.
Western suburbs residents continue to take a mortgage belting. Auburn and South Granville were home to the highest proportion of families living with mortgage stress, at 57 per cent. Not far behind were Fairfield East (56 per cent), Bankstown (55 per cent), Homebush West (55 per cent) and Parklea (52 per cent). |
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