BUPA等私保，一般只是用作WALKIN的住院，急诊没用，是这样吗？

fingerwater

有人说就算买了私保，真的有紧急情况还是去公立医院。
私立医院的只是WALKIN住院治疗时候起到作用？
请问是这样吗？

谢谢

moonlanding

cover的住院治疗的费用，不cover门诊

BesteverCPA

私立基本就是两个，
1，国内的专家号，很多专家你看私立会比公立快
2，买舒适，公立的环境没有私立好

司徒正清

首先急诊和医院本身一定程度上是分开的。
大部分的公立医院有急诊，部分私立医院有急诊（ED）。
公立医院的急诊不收费，少数私立医院的急诊不收费，多数收一笔几百刀的问诊费，极少数给你天价账单。
比如你有急症，但是是自己去的ED，那么你可以选择去你知道的私立医院的ED，也可以选择去公立医院。
如果救护车送的，通常是送到公立ED，但是比如公立ED太满了或者太远了，那么私立医院ED也不是不可以，但是通常病人没有选择。
Wrong.

You don't go to the hospital, you go to the emergency department(ED) of a hospital. Emergency department(ED) is 'separated' from a typical 'hospital'.

Most public hospitals have EDs. Many private hospitals have EDs.
Few private hospitals offer bulk billed EDs.
Many private hospitals charge something ranging from $100-500 as an one-off fee for each visit and bulk billed all the tests.
Some private hospitals charge what ever they like.

Ambulance mostly send emergency patients to the nearest public hospitals(to private hospitals only in situations like the nearest public hospital is too far away and the patient is in critical condition), but patients don't have a choice.

In your case of emergency, if you call for an ambulance and an ambulance is allocated to you, you will be mostly likely sent to the ED of your nearest  public hospital. If the EDs of public hospitals is too far away or too full, you might be sent to a private one.

fingerwater

moonlanding 发表于 2021-6-30 11:34
cover的住院治疗的费用，不cover门诊

嗯。我朋友是加了救护车这种。BUPA说不COVER，因为你有MEDICARE了