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"updated on 2019-03-02:
有关美澳两边社保互相承认的agreement：https://www.dss.gov.au/about-the ... tly-asked-questions
只要在澳洲工作过12个月，将来回澳洲养老就不怕了！当然，医保如果断保的话，罚款还是很高的，具体可以根据自己的实际情况算一下。"
楼主这个能不能展开说一下？ 链接看半天还是有些糊涂。。。 这里的时间累积要求是指 -在美国的工作时间还是居住时间？ 在澳洲的居住时间还是工作时间？
What are the main features of the Agreement?
Australian legislation requires a person to have a minimum of 10 years Australian residence before they can claim Age Pension or Disability Support Pension (this rule changes if the person becomes disabled after they take up permanent residence in Australia). It also requires you to be an Australian resident and in Australia to claim a pension.
NB: Parenting Payment (single) and Bereavement Allowance have different residence requirements to Age Pension and Disability Support Pension.
Services Australia(link is external) has information on residence requirements for payments covered by the Agreement.
US legislation requires a person to have a minimum number of credits or 'quarters of coverage' to qualify for retirement, disability and survivor payments. For example, 40 quarters of coverage are required to qualify for retirement benefits.
Under the Agreement, for the purposes of meeting minimum qualifying periods only, periods of employment or self-employment in Australia are treated by the US as contributions to the US system. In the same way, 'quarters of coverage' in the US are treated by Australia as periods of residence in Australia.
These periods are added together to meet the minimum periods required for the pensions offered by each country under the Agreement. Note however, these deemed periods do not affect the amount of pension.
A person who resides in the USA will be able to claim a pension from Australia without having to return to Australia for the purpose. Without the Agreement, the person must be residing in Australia in order to claim an Australian pension.
To use the Agreement to claim an Australian pension while residing in the USA, a person must have actually resided in Australia during their working life for a minimum of 12 months.
To use the Agreement to claim a US pension a person must actually have a minimum of 6 quarters of coverage.
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干皮的救命稻草：NYR 心得 （更新了橙花面油） (2010-2-17) 花衣裳 
百天小回放（坑已填满） (2009-6-18) jyy_jessie 
楼主:xxmplus
发表于 2021-10-11 20:40
