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本帖最后由 yishaou 于 2018-11-27 10:37 编辑
wonderful 发表于 2018-11-26 18:45 
没有养老金，没有存款，也没有房产，支付不起几十万的押金，是不是只能回国养老了？我邻居的妈妈去的是每天 ...
Yes, all nursing homes require to pay bond.
However, the finance assessment is to determine if you need to pay or how much you need to pay the bond. If a person has no asset and no income, he/she does not need to pay the bond to the nursing home.
The health assessment is to determine what level of care the person should received. When a person goes to the nursing home, this health assessment is also determine how much money the nursing home should be paid for the level of services. That is why some nursing homes prefer a high-care resident person, because the nursing home hires same number of staff and get more money from government. High-care will means government will pay more to the nursing home for this person's care.
Also, it needs to understand that nursing homes and retirement villages are two different things. Some people mentioned above were retirement villages - it is not something relate to the topic here.
Here I just assume that a person has no income and no asset for the discuss below.
In some way, you can image going to a nursing home will be similar to a government housing property; and going to retirement village is go to a hotel or rent a house from the market.
If a person goes to government housing property, it can be in a good suburb and a good property; but the rent is the same if you have no income and asset; He/she can be possible to go to a bad one as well. One thing will be the same, no matter he/she gets a good one or bad one. he/she will pay the same with Centrelink rental assistance. Going to a nursing home, the daily charge is ~$51/day, The rest of the cost will be paid by the tax payer (via government).
If a person goes to retirement village, it's a life style choice - similar to move to a hotel, it depends on how much money he/she pays generally speaking. It can be very luxury, it nees to pay from your own pocket. No government will subsidise the cost of a hotel accommodation.
BTW, the nursing home waiting lists are long, but they were not that bad. Two years ago, the Burwood and Ashfield ones had less than half year waiting periods.
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