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Question:
If someone retired at 60, can he withdraw Super and contribute to his partner's Super via non-concessional contribution?
ChatGPT:
Yes, someone who has retired at 60 can generally withdraw their Superannuation (Super) and make a non-concessional contribution to their partner's Super, subject to certain rules and conditions.
Here's how it works:
1. Accessing Super at 60:
- Once you reach 60 and have retired (or meet another condition of release, such as transitioning to retirement), you can access your Super tax-free in most cases.
2. Non-Concessional Contributions:
- Non-concessional contributions are made using after-tax money and are subject to annual contribution caps.
- For the 2023–24 financial year, the non-concessional contributions cap is $110,000 per year. Alternatively, you may be eligible to use the bring-forward rule, allowing up to $330,000 over a three-year period if you're under 75 and meet the Total Super Balance (TSB) thresholds.
3. Partner's Super Contributions:
- You can contribute to your partner's Super as a spouse contribution or a non-concessional contribution in their name.
- Your partner’s Total Super Balance must be less than $1.9 million as of 30 June of the previous financial year to accept non-concessional contributions.
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Lanshan:瑞典味道之六－公主蛋糕 Princess Cake (2011-9-26) lanshan 
楼主:stunner
发表于 2024-12-15 16:41
