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楼主:villa

房价高企的原因究竟是什么? [复制链接]

发表于 2007-7-23 12:47 |显示全部楼层
此文章由 fumi777 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 fumi777 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 demoboy 于 2006-9-12 11:16 发表


因为新州政府鼓励大家购买自己的第一套住房,50W的房子在新州stamp duty是17,990 省了不少。不过只限于第一次购房,夫妇两人只能享受一次。


请问在nsw首次购买50万以下的房子,不管是自住还是投资都可以全免印花税吗?谢谢
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退役斑竹 2007 年度奖章获得者 2009年度奖章获得者

发表于 2007-7-23 12:50 |显示全部楼层
此文章由 休 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 休 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 fumi777 于 2007-7-23 11:47 发表


请问在nsw首次购买50万以下的房子,不管是自住还是投资都可以全免印花税吗?谢谢

只限自住.当然你可先自住一年再转投资就可免了.首次买房意思是一生只享受一次.

[ 本帖最后由 休 于 2007-7-23 11:52 编辑 ]

发表于 2007-7-23 13:02 |显示全部楼层
此文章由 fumi777 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 fumi777 所有!转贴必须注明作者、出处和本声明,并保持内容完整
谢谢版主,如果先办投资来贷款,然后贷款成功后改成自住,可不可以免?怎么操作?这么问的原因是办投资贷款要比办自住把握一些,但又想享受这个待遇。。

退役斑竹 2007 年度奖章获得者 2009年度奖章获得者

发表于 2007-7-23 13:10 |显示全部楼层
此文章由 休 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 休 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 fumi777 于 2007-7-23 12:02 发表
谢谢版主,如果先办投资来贷款,然后贷款成功后改成自住,可不可以免?怎么操作?这么问的原因是办投资贷款要比办自住把握一些,但又想享受这个待遇。。

就是怕最后成交时被银行发现你申请免印花税,我还真没遇过这种情况

发表于 2007-7-23 13:14 |显示全部楼层
此文章由 fumi777 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 fumi777 所有!转贴必须注明作者、出处和本声明,并保持内容完整
律师说先免着,如果发现了银行会让补,如果后来改成自住可以申请退回补交的印花税,但是是一件比较麻烦和耗时的事,办着看吧。。

发表于 2007-7-23 14:13 |显示全部楼层
此文章由 silver 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 silver 所有!转贴必须注明作者、出处和本声明,并保持内容完整
物以稀为贵,World is flat,以后的房产市场也会跟进,大家都希望住在有山有水有阳光的好地方,连上网,shopping,social都方便. 澳洲房价肯定越来越贵,赶快占个好山头吧.
小小理财师
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退役斑竹

发表于 2007-7-23 14:35 |显示全部楼层
此文章由 吃喝拉撒睡 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 吃喝拉撒睡 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 于 2007-7-23 11:50 发表

只限自住.当然你可先自住一年再转投资就可免了.首次买房意思是一生只享受一次.




我的第一次给了银行~~~然后政府买单~~~

退役斑竹 2007 年度奖章获得者 2008年度奖章获得者

发表于 2007-8-25 12:52 |显示全部楼层
此文章由 villa 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 villa 所有!转贴必须注明作者、出处和本声明,并保持内容完整
今年八月初,Residential Development Council (RDC)的一份最新住房研究报告显示,除了人口增长,经济畅旺,失业率创30年新低等原因外,综合而言,还有另外三个因素导致了目前的住房危机:


1)供应房地产市场的土地太少,导致价格急剧上涨;

2)房屋购买者所要承担的各种税负、规费越来越高;

3)各个城市的房屋规划严重滞后、迟缓,而且花费巨大。

在过去五年里,新房屋所要缴纳的税款占总支出的25~33%,飙升了3到4倍。各州和地方council的做法使得新房购买者需要平均多付出$100,000元左右。




Own home an 'unattainable dream'



August 01, 2007 06:00am   Article from: AAP



HOME ownership has become an unattainable dream for many low-to middle-income earners in Australia.

The Beyond Reach report, undertaken by the Residential Development Council (RDC), examines the cost of owning or renting a house or unit for six household “types”, comprising different family and wage structures, in 16 metropolitan locations across the country.

It shows owning a median-price home in almost any location in Australia requires a combined household income of about $100,000, while the average annual wage for workers is $55,000 a year.

According to the report, not one of the 16 locations studied offered a median-priced home that was affordable on that level of income.

In calculating affordability, the report used two different measures - that no more than 30 per cent of household incomes should go on housing costs, and a property should cost no more than three to four times the median household income.

RDC executive director Ross Elliott said the research provided a more human angle on the affordability crisis.

“If key workers necessary for society and the economy to function are being denied entry to the housing market, or if the option of a single income family is now completely shattered by the price of housing, we are faced with obvious long-term social and economic consequences,” he said.

Who's to blame?

Mr Elliott said there were three major contributing factors to the housing affordability crisis: a lack of supply of land which had created artificial pressure on prices; a rapid escalation of upfront homebuyer taxes, fees, levies and charges; and excessive delays and costs in town planning decisions.

Mr Elliott said RDC research showed that taxes on new homes were between 25 per cent and 33 per cent of the cost - a rise of 300 per cent to 400 per cent in the last five years.

“State and local governments have added up to $100,000 to the price of a new home in the form of unsubstantiated home buyer infrastructure levies,” he said.

“They've added to the problem by deliberately refusing to release sufficient land in the naive belief that people will be forced to live in higher density housing close to the city.

“Then to make matters worse, they've presided over a worsening planning and development assessment system which is taking years longer and costing a great deal more for decisions but delivering no net benefit to the community and higher housing costs are the result.”

Call on Federal Government

Mr Elliott called on the Federal Government to step in, despite supply, taxes and planning being state government responsibilities.

He said a high level group was needed to bring all levels of government together to tackle the issue, including the fast-tracking of a 10-point plan from the national Development Assessment Forum to reform planning systems.

“The Federal Government cannot stand by and watch the future economic prosperity of a generation of Australians ruined by the policies of state and local government,” he said.

“They need to intervene.”

The RDC is the national residential advocacy arm of the Property Council of Australia.
岁 月 如 歌

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退役斑竹 2007 年度奖章获得者 2008年度奖章获得者

发表于 2007-9-10 11:28 |显示全部楼层
此文章由 villa 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 villa 所有!转贴必须注明作者、出处和本声明,并保持内容完整

发表于 2007-9-10 23:52 |显示全部楼层

政府就是要压榨新移民,谁叫你们是外来人呢?除非谁有个有钱的爹妈,全世

此文章由 toysrus 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 toysrus 所有!转贴必须注明作者、出处和本声明,并保持内容完整
界都一样,看看中国的北京上海,这里的房价还远不算离谱。制定政策的都是本地人或者即得利益的人,新移民和年轻人或者低收入人士是不太予以考虑的,能让你吃饱就可以了。哈哈
唯一能做的就是赶快挣钱,赶快置地,赶快脱离这个群体

退役斑竹 2007 年度奖章获得者 2008年度奖章获得者

发表于 2007-10-16 10:12 |显示全部楼层
此文章由 villa 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 villa 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 villa 于 2006-9-9 22:12 发表

不过,8月20日根据官方公布的数据显示,各州政府的各类附加税也是造成普通民众无法负担居高不下房价的重要原因。

以悉尼的一栋市价$55万元的房产为例,其中上缴给新州政府的各项税金总额就超过$16万元。

有业内人士形容这些课税根本与抢劫无异,特别是在房产建造期间就征收两次印花税,而最后当这些房产出售至购买者手上时,州政府还会再征收一次。

比如:以一块价值$15万元的建地为例,发展商必须在施工期间支付至少$1万元印花税、州政府道路征收费$1.5万元、州政府服务费$1.5万元、两次州政府建设及基础设施税共$12万元。

此外,各地市议会还会征收其它额外的费用,所以在这块土地在房屋尚未完工之前,就已花费$35万元左右,“羊毛出在羊身上”,所有这些费用最后都会转嫁到购房者的身上。如果在新州购买这样一栋开价超过$50万元已完工的房产,购房者还需另外缴纳$2.4万左右的印花税。

据悉,过去三年来,悉尼的土地价格飙涨了三倍之多。...


10月16日消息   根据新州政府提高置业负担能力的改革,新发放土地的发展商附加税将减$25,000元。



:si171
岁 月 如 歌

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退役斑竹 2007 年度奖章获得者 2008年度奖章获得者

发表于 2007-10-21 19:01 |显示全部楼层
此文章由 villa 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 villa 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 villa 于 2007-7-22 21:01 发表

Labor won't touch negative gearing




July 22, 2007 - 10:33AM


Labor would not use negative gearing as a way to make housing more affordable, opposition housing spokeswoman Tanya Pliber ...




ALP won't back tax mortgage payment plan




October 21, 2007 - 1:45PM


Labor has ruled out making mortgage repayments tax deductible.

Labor's treasury spokesman Wayne Swan was asked about the plan, and said he did not think it was a workable proposition.

"I think it would be very, very expensive," Mr Swan told the Nine Network.

"As Treasurer Peter Costello observed in the paper only a couple of weeks ago, it would have to be accompanied by capital gains tax on the family home.

"That's not something that Labor would ever, ever support."

But Mr Swan said housing affordability was a priority issue for Labor.

The opposition already had a number of policies including a supply-side plan to give investors in affordable rental housing a tax incentive, he said.


http://www.smh.com.au/news/Natio ... /1192301129181.html
岁 月 如 歌

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退役斑竹 2007 年度奖章获得者 2008年度奖章获得者 特殊贡献奖章 参与宝库编辑功臣

发表于 2007-10-22 10:11 |显示全部楼层
此文章由 黑山老妖 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 黑山老妖 所有!转贴必须注明作者、出处和本声明,并保持内容完整
再加一条:基金投资者开始投资住宅房。

Funds to push house prices up
October 22, 2007

A STREAM of investment funds will be redirected from the stock market to the property sector, pushing up prices, according to residential property research and investment firm Braxton Chase.
A shortage of houses and land in the Sydney market will drive up rents, increasing yields and in turn encourage investors to enter for the first time in four years, Braxton Chase chief executive Andrew Donnelly said.

"The stars for residential property investors in Sydney are finally aligning for the first time since the market peak in 2003," Mr Donnelly said.

"After waiting for the property cycle to bottom, residential investors are poised to re-enter the Sydney market en masse."

Mr Donnelly said a further hike in interest rates would encourage, rather than deter, investors, because it would increase yields.

More potential owner-occupiers would be unable to buy and would be funnelled into the rental market, further pushing up the cost of rental property, he argued.

But the prospects for NSW property were at odds with the broader national market, according to research by Wizard Home Loans.

The Wizard research found a 12 per cent drop in the number of people planning to buy an investment property nationally in the June quarter versus the March quarter.

However, the research uncovered data supporting the Braxton Chase argument about rising yields.

According to Wizard, the number of people planning to buy their first home in NSW was virtually static - up from 217,000 to 221,000.

That was at odds with most other states, with a 91 per cent increase in Queensland, 52 per cent in Victoria and 59 per cent in Western Australia, suggesting NSW first homeowners are waiting for prices to drop before wading into the market.

Wizard Home Loans founder Mark Bouris said aspiring homeowners had to be cautious about buying.

"If prices continue to escalate, it may be a savvy move for potential owners to investigate more affordable strategies to buy their first property, such as co-ownership, to secure a foothold," Mr Bouris said.
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