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本帖最后由 jialiren 于 2016-6-10 23:20 编辑
xxqqxx89 发表于 2016-6-10 23:10 
点进去就自动跳转了
http://www.businessinsider.com.a ... -war-is-back-2016-6
这个可以看得到
Commonwealth Bank of Australia, the nation’s largest lender, is planning to cut investment property interest rates and slash minimum loans by more than 90 per cent, triggering claims by rivals of a price war between property investment lenders.
It comes as more than 160 home loan products – both owner-occupied and investor – slip below the benchmark 4 per cent, encouraging property buyers to shop around for best rates.
ME Bank, which is owned by 29 superannuation funds, today announced rates cut of up 40 basis points to 4.24 per cent on investor property loans with a deposit of 20 per cent or less.
CBA, which accounts for one in four property loans, is cutting rates on its “extra home loan” and “extra investment home loan” products by more than 40 basis points to 4.24 per cent and 4.51 respectively. The bank’s standard variable rate is 5.35 per cent.
The loans – which can be principal and interest and interest only – are aimed at owner-occupied, investment housing, off the plan and building and construction.
It is cutting the minimum loan amount on its top-up “extra home loan” – which is aimed at retaining borrowers planning building or renovations – from $150,000 to $10,000.
It is expected to be announced next Monday.
Long-term property investment growth continues to outpace owner-occupier loans despite 18 months of controls intended to slow the momentum of runaway prices in Sydney and Melbourne.
“There is a mortgage war out there,” warns Martin North principal of Digital Finance Analytics, a consultancy for major banks and finance service providers.
Lenders under the regulatory 10 per cent cap on investment growth are launching a range of new products, offering discretionary discounts and building share amongst investors.
Mr North said: “The banks are trying to get smarter in the approach to the market, more selective, targeted discounts, and looking for undiscovered niches. From a financial stability point of view though, they are repricing more profitable older loans into newer less profitable ones. This cannot go on for ever.”
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【狗狗轮椅 】DIY详尽全记录 (2017-7-6) jamesadachi 
楼主:BOC
发表于 2016-6-10 18:06
