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I remember someone made a comment here few months ago saying he couldn’t wait to see the Australian property market collapse. I warned him that he probably wouldn’t have a job by then. He replied saying: “I don’t think so.”
我记得当有人几个月以前说等着看澳洲的房地产市场垮掉的时候，我警告说，或许到那个时候你的工作也丢了。 他说：我不这样认为。
I hope he still has a job and enjoys the relatively low interest rate environment. Truly, in the economic down turn, no one is the winner.
我希望他现在还在岗位上， 同时享受着相对低的银行利息， 事实是，在经济危机下， 没有人是赢家。
In comparison to many years gone by where industries such as manufacturing, construction and building experienced cyclical highs and lows and the banking industry saw years of highs – the financial storm this year has seen the ‘good times’ slow down.
相比较过去的几年， 制造业， 建筑， 施工，经历起伏， 银行业直冲云霄- 但在金融风暴的今年中好时光已去不复返了。
I was working in a global Investment bank. I went out to the financial market every day to raise fund for our clients. I was having ‘fun’ every single day. I don’t believe that many bankers would have stressful job than I had. My job was 10 times harder than it was. The rating agencies require information 10 times more than ever. Delinquencies, LVR … You name it. I got use to see the bad news from our European colleagues when I opened my email every morning. I often dreamed about work in the middle of the night.
我曾在国际投资银行上班。 我每天的工作就是去客户那里融资。每天我都过得很“开心”。 我相信很多的银行人员不会有我这样的stressful工作。 我的工作越来越艰难。 评分机构比其以前要求10倍以上的信息。Delinquencies, LVR …所有能想到的。每天早上打开邮件我已经习惯看到看到欧洲的同行们发的坏消息。 凌晨的睡梦中我还在想着工作。
It is most bankers’ dream to work in an investment bank. The reason is very simple – Money. However, everything comes with a price. In the economic downturn, the investment banks axe their headcount lot more aggressively than any other industry in this planet.
大多数银行人员的梦想是工作在投资银行。原因很简单-钱多。然而， 这是要付出相应的代价的。 在经济不好的时候， 投资银行裁掉比任何一个行业都要多地人。
In comparison, the commercial banks benefit from not being in the wholesale financing market, being in retail banking there is less impact to them. Mortgages in good shape and being a low cost provider, lean and well prepared also helps. Compared to investment banks they are lean on their resources which means not a lot to cut back.
相对的， 商业银行的利益在整个经济市场中retail banking的影响要相对小很多。房贷是低成本的产业所以还可以。 相对投资银行，他们依靠员工，这意味着不会大幅裁员。
When I approached my head hunters, I was told to stick with my job. Simply because the market was ABSOULUTELY DEAD and NO ONE WAS HIRING. They had never ever used such terms to me.
当我提到我的位置时，被告知要坚守岗位，原因很简单，雇佣市场静如止水，没有人雇新人了。 这在以前从没有人这样对我说过。
I must have done something seriously right in my previous life. I applied for a position advertised in the AFR and got an interview immediately and they made me an offer within 3 weeks ………… Good Bye Investment Bank. Thank God I am out of there!
一定是前世积德， 我申请了一个在AFR上的职位，立刻就拿了面试，接着3个星期就给了offer。 再见了，投资银行，谢天谢地，我总算是离开了。
Friend of mine works for government. They received about one hundred applications for a position advertised, whereas they hardly received anyone application in the past as everyone wants to join the Investment Banks.
我在政府工作的朋友告诉我，他们一个position竟然受到100多份求职信， 而在以前申请的人几乎寥寥无几，大家都热衷投资银行。
My friends all hear news of redundancies from other companies and are concerned about their jobs. Many are changing their spending habits and saving more due to the market.
我的朋友们都听说了其他公司裁员的消息了也开始担心自己的工作了。在这样的经济下很多都开始改变消费习惯和多存钱了。
Bonus - Bankers usually get a bonus after the financial year ended. Under the current market conditions, many would say having a job is a bonus.
分红， 银行的员工的分红一般是在财政年度结束后， 在这种情形下，其实有份工作就是bonus了。
Super - much of super value has been written off dramatically. My mate's super lost 50% recently; other friend aged 58 has to extend his working life due to the huge lost in his superfund.
养老金， 很多的养老金都大幅的缩水， 我朋友的最近损失了50%， 其他的58岁的朋友，因为损失过多， 现在要继续工作。
I was chatting with a colleague and saw an advertisement sitting on his desk this afternoon. His contract finishes in few weeks time. I asked him: “You are not going to work in Canberra while your family stays in Sydney, are you” Guess how he replied??
今天下午我和一个同事聊天的时候，看到他桌上的一张广告单。他的合同几个星期就要结束了。 我问他， 你不会离开雪梨的家人， 只身去Canberra工作吧， 你们猜他是怎么回答我的？？？
[ 本帖最后由 fycool 于 2008-11-22 19:28 编辑 ] |
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超低成本的智能车库门开关 (2017-3-27) daniello 
发表于 2008-11-21 22:40
