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1.利率有可能上调, 见
http://www.oursteps.com.au/bbs/v ... &extra=page%3D1
2.政府今天出台缓解租房压力的新举措,中和了"租房空置率低,房子必大涨之说",同时THE LOWEST HOUSING AFFORDBILITY 好象已进提上政府的议程,大选前可能有政策出台.
Rent relief scheme wins support
Email Print Normal font Large font Ben Schneiders and Nassim Khadem
March 21, 2007
Page 1 of 2 | Single page
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AdvertisementSTRUGGLING renters would get cheaper housing under an ambitious proposal for state and federal governments to spend millions of dollars a year to subsidise housing.
The plan — put forward by a coalition of the housing industry, unions and welfare groups — is designed to ease housing shortages by increasing rental homes and units nationally by up to 15,000 a year. Most of the houses are likely to be newly built and lower rents would be available for people on low to middle incomes.
Under the plan, state governments would be asked to provide cash, slash stamp duties and fast-track planning approval while the Federal Government would be encouraged to contribute cash or tax credits.
A key part of the plan is to encourage superannuation funds and other financial institutions in the sector to invest in residential property.
The proposal differs from rent assistance as the subsidy flows directly to the investor rather than the tenant.
To receive the subsidy, the investor must provide rents at about 20 per cent below market value or in some cases even more. The subsidy would operate over 10 years, costing the Federal Government less than $100 million in its first year of operation, but increasing in subsequent years.
Housing affordability is also likely to be a key focus at the federal election. Several Liberal MPs raised concerns about the issue in the Coalition party room yesterday.
Groups including the Housing Industry Association, ACTU and Australian Council of Social Service have developed the plan, united by their concern about the number of Australians in "housing stress".
According to research by the National Centre for Social and Economic Modelling, there are 112,700 Victorians in housing stress — where more than 30 per cent of income is spent on rent or mortgage repayments.
The figures show 51,700 are in mortgage stress and 61,000 are in rental stress.
Professor Julian Disney, chairman of the National Affordable Housing Summit group, whose members include the ACTU and HIA, said it would be up to state governments to determine where the houses were built, but the proposal was to include wealthy areas, to prevent social "ghettoes".
He said it was important to get the balance right. Land tax or stamp duty exemptions could drive prices up but helping only very poor people could lead to ghetto areas.
"We want this to target those on low incomes of less than $50,000, but also middle-income households of $60,000 to $70,000," he said.
Chris Lamont, senior executive director of industry policy at HIA, said the market did not provide enough incentives for people to invest in property, which was why the extra funding needed to be coupled with policy changes.
"The current crisis is deserving of heads of government co-operation," he said. "We have the worst housing affordability crisis on record. The time to increase investments on affordable housing is now."
Damian Moloney, general manager of the $12.6 billion Industry Funds Management, said the fund would consider investing in residential property if the scheme was well administered and the rental returns were strong enough.
Victorian Housing Minister Richard Wynne welcomed the plan, saying it would have "a very significant impact". He said any agreement would need the co-operation of the Federal Government.
"Clearly the gap between what a low-income person can pay and market rent is a real struggle," Mr Wynne said. Neither major political party has committed to providing the money.
Federal Treasurer Peter Costello instead reiterated calls for state governments to cut stamp duties. He also questioned the validity of state governments offering first-home buyers shared equity schemes.
Labor's federal housing spokeswoman, Tanya Plibersek, did not commit to the proposal, but said "any proposal that has both governments working together and combining resources is a good thing".
3.美国经济的放缓,尤其是房贷市场的风波,可能会导致萧条,"1/3 chance for recession," former RBA Governor said. 个人人为利率上涨不如经济放慢对购房者的影响大.
4.2006MELBOURNE 的升幅3.6%,但 outer suburbs' prices 甚至低于通货膨胀的水平, 而且这种趋势还将继续.
综合以上, 欲买方的TZ要三思而后行,至少谈判时大气候是有利的(当然未来还款有难度了).
想靠出租来供房,看来也有难度了.
在FOREST HILL(3.0%), WANTIRNA SOUTH (-1.2%)等地区,更是有的谈了.切忌,我们同胞自己抢跌价的房子.
个人意见,仅供参考.不要因此耽误你的购房大计. |
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