想买医疗保险, 除了坛子上推荐的medibank, 这个是freeoz上提到的, 但我怎么看看看不懂呢? 好象是个什么fund, 但又没说多少钱 www.hica.com.au 还有这个lifetime health cover 说要31岁前参加,要不贵什么的 Lifetime Health Cover Lifetime Health Cover is a Government initiative that recognises the length of time a person has had hospital cover with a registered health fund. People who take out hospital cover earlier in life and maintain their hospital cover will pay lower premiums throughout their life compared to someone who joins when they're older. Lifetime Health Cover commenced on 1 July 2000. To lock in the lowest premiums for life under Lifetime Health Cover, a person needs to take out hospital cover with a registered fund before their 31st birthday. If a person does not have hospital cover on their 31st birthday and decides to take out hospital cover later in life, they will pay a 2% loading on top of their premium for every year they are aged over 30 at the time they join.. For example, someone who first takes out hospital cover at age 40 will pay 20% more than someone who first took out hospital cover at age 30. People who were born on or before 1 July 1934 are exempt from Lifetime Health Cover and are able to join a health fund at any time in the future and pay the same premium as someone who takes out cover at age 30. For more information about Lifetime Health Cover ring the Private Health Insurance Information Line on 1800 676 296 or visit the Commonwealth Department of Health and Aged Care web site at http://www.health.gov.au |
