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XiaoLT 在 7/4/2005 11:04 发表:
What is the coverage of "Temporary Salary Continuance insurance"? and how much did you pay?
i pay about $5-6 a month before tax. here's the product introduction.
AMP Income Continuation Insurance
This product pays you a monthly amount while you are so ill or injured that you are unable to work.
After you've been unable to work for a specified period because of illness or injury and continue to be unable to work, we will pay you the monthly amount you choose. The amount payable (including any other income you may earn) can be up to 75% of your usual income.
You can choose between three levels of cover - Basic, Standard and Advanced, depending on the sort of plan you want.
The premiums you pay for this insurance depend on your age, your circumstances, the waiting period, benefit payment period, level of cover and the monthly benefit amount you choose.
For details of the current fees and charges, check the current Risk Protection Product Disclosure Statement.
Benefits include:
you can choose from a range of waiting periods and benefit payment periods
you can choose yearly, half-yearly or monthly premiums
if you are being paid a claim from this plan, you don't have to pay premiums
you can choose between Basic, Standard or Advanced cover to suit your personal needs
benefits are CPI indexed
optional superannuation contributions
take advantage of the added protection of the guaranteed minimum income feature, which protects you if your income falls after you start your Income Continuation plan. |
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