足迹神卡-28度卡，取现优势不在啦！

yn2000

应该不是新闻啦，西人论坛讨论有段时间啦- 28度海外取现金，有手续费啦！

’A cash advance fee of 3% of the cash advance or $4 (whichever is greater) will be charged to the account, as of January 1, 2014. Using 28 Degrees MasterCard you will not be charged international transaction fees on purchases, no currency conversion fees & there is no annual fee.‘

很多西人的结论是28度+citybank的什么卡！

https://www.ozbargain.com.au/node/118202

各位高人有何高见？

xyouc

好像bankwest也有一种什么卡，功能差不多啊

kidz821

Citibank Plus card

江北

如果卡里本身有钱，再取钱的话不叫cash advance吧。。。所以跟以前没什么不同的。。

bluepeach

江北 发表于 2014-1-6 08:35
如果卡里本身有钱，再取钱的话不叫cash advance吧。。。所以跟以前没什么不同的。。 ...

no no no

iwillbeback

Bankwest Zero Platinum has everything 28 degree used to have.

yn2000

From the FAQ:
"Will I be charged a cash advance fee if my card has a positive balance?
Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card."

The fee also applies to withdrawals and cash transfers within Australia.

The new fee does not apply to regular credit purchases (in person or online)

yn2000

呵呵呵，看来 bankwest的是替代品，足迹tx强大啊

微风细雨

我查一下，收手续费只能取消呵。

江北

yn2000 发表于 2014-1-6 10:02
From the FAQ:
"Will I be charged a cash advance fee if my card has a positive balance?
Yes, you wil ...

这个就是说，cash in advance within Australia会收费，海外这么做不收费？？

chainray

我也改了citibank plus了

不过是debit卡

maplefire

citibank plus还不错。

yn2000

理论上是拿现金，不论在哪里，现在都要收费啦。

好像bankwest的也要收费的，只有citybank的不收。

FAX

刚申请了一个。。。神卡就不再神了

Gladwin

我也才申请，不过没激活，那么就不用了！

richstudio

我申请了好久，一直没有激活。
还像除了海外取现，别的方面就没有优势了吗？

Anihc

Anihc

如今只希望用28卡海外网购，汇率能给力一点点了。

whitehawk

chainray 发表于 2014-1-6 10:08
我也改了citibank plus了

不过是debit卡

no fees when cash withrawal from overseas?

chainray

whitehawk 发表于 2014-1-7 15:34
no fees when cash withrawal from overseas?

就跟之前的28是一样的

whitehawk

chainray 发表于 2014-1-7 15:38
就跟之前的28是一样的

thanks .  just couldn't find this information from the citibank plus website, want to make sure.

EMMA51

citibank plus的海外取现机构多吗？例如台湾在哪里可取？另外citibank plus的换汇率不知按VISA还是MASTER?

完全对这卡不了解，还请告知。如果好用，我马上申请一张。谢谢

chainray

EMMA51 发表于 2014-1-7 15:43
citibank plus的海外取现机构多吗？例如台湾在哪里可取？另外citibank plus的换汇率不知按VISA还是MASTER?
...

是visa的，待我月底回去用一下，然后告诉你

chainray

whitehawk 发表于 2014-1-7 15:40
thanks .  just couldn't find this information from the citibank plus website, want to make sure.

EMMA51

chainray 发表于 2014-1-7 15:50
是visa的，待我月底回去用一下，然后告诉你

好呀，期待。谢谢

whitehawk

chainray 发表于 2014-1-7 15:51

Thank you

vinsonz

怎样取消

helnandez

EMMA51 发表于 2014-1-7 12:43
citibank plus的海外取现机构多吗？例如台湾在哪里可取？另外citibank plus的换汇率不知按VISA还是MASTER?
...

哪都可以，台湾邮局的atm不行

sunshop

歪个楼，”西人“是哪里的说法？来自讲广东话的老华人？这里的澳憨们应该称为”南人“吧

encoding

We do not recommend that you load your card into credit as this is not the intended purpose of the card."

哎，怪只怪之前有人总是存钱再用卡，对于双方来说都失去了信用卡的功能和意义，大家都这样的话他们也没法子生存下去，好端端的一张卡给毁了。。。其实还是应该适可而止，有好处就行了，还是那句话，不存钱，取现后短时间上网还掉，没有多少利息的，几毛钱一二块钱最多了。当然如果人人还是要挖空心思占尽所有便宜，那之后随便哪张卡寿命都长不了的。